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Tips on investing €1,000

Can you give me a good way of investing €1,000? Would shares be a good idea? It is my first time to invest and I would like to get a profit. Please ask your listeners to give me a few tips.

I'd say most listeners would have differing views but my feeling would be that no matter what the amount of money involved it is always advisable to take professional advice – and pay for it.  Don’t go to some broker who is linked to a bank or building society or some investment fund.  In the current economic climate interest rates are rising and until market stabilise it might be no harm to invest the money in a high yield fixed-term deposit account – for three to six months – where you can’t touch your money.  This can give you up to 6% return.  Shop around. But be careful. Only deal with a registered agent or "Intermediary". If in doubt contact the Financial ombudsman www.financialombudsman.ie

The issues raised in the answer to this NewsTalk listener's question are dealt with in a general way as can only be the case on live radio. Before relying on the advice given in this answer, whether you heard the broadcast or are for the first time reading the issues here please do not rely on the broad advice given. For a detailed professional opinion please consult a qualified legal advisor and for further details read our disclaimer on the Home Page.

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