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Negotiating with the Sheriff

Hi . I have received a letter from the court sheriff for collection of a judgement . Can I negotiate a payment plan with them ? It's €1,450. I have no assets. Mike in Galway

Yes you can negotiate but the Sheriff is not obliged to engage with you.  Most Sheriffs will, however. 

 

It is important to note that the Sheriff, when he or she receives the warrant to seize (called an Execution Order), cannot broker a settlement without the agreement of the bank or whoever got the judgment in the first place. 

 

When you are contacting the Sheriff you should make it clear that you have no assets and if the Sheriff suggests you contact the judgment holder make sure you get the file reference so that you can make easy contact with the creditor. 

 

There is the old expression “You can’t get blood out of a stone”.  If you make this point strongly to the Sheriff and to the judgment holder I think they will see it is reasonable to do a deal with you.

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